About legal claims and handling them with diligence

We are Coulson Pritchard Associates, the freelance insurance specialists. We direct our expertise to assist all you freelance professionals, making freelance work easier, safer and tension free to a great extent.

Running your own business, being your own boss sounds fun; but responsibilities and risks also make their association with you right here. Being into any profession demands proper measures to be taken to secure your and your business’ future.

The primary need for any freelancer is insurance!

In these litigious times, people tend to be extra cautious. And why shouldn’t they be? After all it is the hard earned cash that is at stake. This is one reason why clients demand your insurance certificates before they award you a contract. If anything goes wrong, they have the assurance that you will have the money to pay for their claims.

Legal claims can go sky high at times. A good insurance investment guarantees to cover for most of the claim settlement amount. It also gives you the much required peace of mind

Look for the most convenient cover for yourself at www.coulsonpritchard.com. You could also dial 01480 470220 (8.30am-6.00pm Monday to Friday) for expert help from our executives. We also facilitate quick and trouble free buying with our online service. Click here to get your online quote now. It is our promise for unparalleled insurance at lower costs.

BRICKLAYERS INSURANCE

Being a bricklayer, you are comparatively exposed to more risks than to the other professionals. You majorly have to visit the client sites frequently and most of the time you are required to work at the public places and whether you are doing a minor repair work or working with large constructions, it does not matter. The bricklayers need to ensure that they are completely protected against all kind of claims in case of a mishap or an accident.

In case, while you are doing a repair work at a public place, any member of the public gets injures or you by mistake end up damaging their property, you can be easily taken to the court of law by them and they can sue you for compensation. In the same way, if you have constructed a wall or a roof and it falls down and someone gets injured or the accident turns out to be fatal for someone, you and your company can definitely be dragged to the court for a hefty amount of compensation resulting in putting a heavy dent in your company’s financial status and if you are a small company, you might even have to shut down your business due to lack of funds.

At this time, the Business Liability Insurance and Contractors Liability Insurance come as a boon. All the legal costs and the compensation costs will be taken care of by your insurance company according to a pre defined amount mentioned in your policy document. This also enables you to keep running your business with a peace of mind.

SMALL BUSINESS LIABILITY INSURANCE

If you are an owner of a small business, it's only your name which is on the door and it is your reputation at stake with all your products that goes out. Owning a small business can be a cause of pride but at the same time it can be downright scary too. So, if you have a small business, you must consider buying a small business liability insurance to protect your investment in your business and also secure your reputation in the market.

Business Liability Insurance for small business can protect you and your business from financial risks in case of any lawsuit. If you are the only owner of your business and have no partnership, not only your home but your other property can be at risk too. The small business insurance protects you from any claims filed against you in case of any type of bodily injuries that may happen to your employees, clients or visitors. If your business has been the reason for anyone’s property damage, then also you can be held liable to pay the damages. So it is always advisable to own an Indemnity Insurance which not only takes care of the legal costs but the claims money too.