Being a bricklayer, you are comparatively exposed to more risks than to the other professionals. You majorly have to visit the client sites frequently and most of the time you are required to work at the public places and whether you are doing a minor repair work or working with large constructions, it does not matter. The bricklayers need to ensure that they are completely protected against all kind of claims in case of a mishap or an accident.
In case, while you are doing a repair work at a public place, any member of the public gets injures or you by mistake end up damaging their property, you can be easily taken to the court of law by them and they can sue you for compensation. In the same way, if you have constructed a wall or a roof and it falls down and someone gets injured or the accident turns out to be fatal for someone, you and your company can definitely be dragged to the court for a hefty amount of compensation resulting in putting a heavy dent in your company’s financial status and if you are a small company, you might even have to shut down your business due to lack of funds.
At this time, the Business Liability Insurance and Contractors Liability Insurance come as a boon. All the legal costs and the compensation costs will be taken care of by your insurance company according to a pre defined amount mentioned in your policy document. This also enables you to keep running your business with a peace of mind.
