Why does a Photographer need insurance cover?

Unlike other freelancers or contractors, photography consultants do need to be protected by high-ranking professional indemnity insurance. Many times in order to facilitate your client with your job, you may cause huge or minimal damage to them and put yourself at risk. Our professional indemnity for photographers is meant to help you overcome your mistakes or misjudgments in such risky situations. Our photographers insurance is best suited to cover the costs of defending and/or settling the claim quickly by minimizing threat to you and your clients.

Our photographer PI insurance policies are ideal for amateur, commercial, portrait, professional, semi-professional, wedding, sharp shooter photographers and videographers. Our Photographers policy is meant to take care of your accountability to produce substandard work rather than a professionally standard one, for example if a professional fashion photographer misplaces the digital files from an expensive magazine shoot. Or, any footage of the D-day taken by a professional wedding photographer does not meet the expectations of bride and groom, or the film in the data card is either wiped up, lost or stolen. Our PI cover endows you with financial protection for your business in case of any damage done by you which is payable for example if you damage someone else’s assets during any photographic sessions conducted by you.

At CPA we provide specialist insurance for photographers from just £165 per annum, underwritten by Royal & Sun Alliance. Whatever your business insurance needs, we can offer you a tailored solution at low cost. Products available include photographer professional indemnity insurance, public liability insurance, employer liability insurance, business / equipment cover and much, much more. To get a cheap photographer insurance quote please click here and let us safeguard your future so you can focus on taking the perfect picture.