Just take the case of an IT Service provider who unintentionally removes a customer's data source. The IT Service provider could be kept responsible for the cost of fixing it. Or a Professional wedding photographer who isn't able to take when at an complex picture photograph set up by an marketing organization. The Professional wedding photographer could be kept responsible for the spent expenditure of selecting the location, the props and the accessories. Or a Web Creator whose development problem causes an online marketing website to collision. The Web Creator could be kept responsible for any missing income while the website is down.
But then again, maybe you think that you do not need indemnity insurance because you do not get some things wrong. You satisfaction yourself on how careful you are. You check everything.
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