Professional indemnity insurance for start-ups



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Thinking of striking out on your own by setting up your own business? There’s just so much to consider, isn’t there? Everything from the business plan to the financing, from finding premises to finding customers. So much, in fact, that it’s easy to overlook things.

But if your new business is going to be involved in providing professional advice or services, there’s one thing you really shouldn't overlook. Professional indemnity insurance.

Not only will it protect you and your business in the event that a client sues you (and that can happen all too often and too easily these days) it will also give your business some added credibility. It shows that you take your responsibilities seriously – very important when you’re the new kind on the block.

You may also find that it’s an essential part of your new business strategy as more and more organisations will only work with suppliers who have professional indemnity insurance in place.

It couldn't be easier to arrange. Just call 03333 211403

Does New Media Professional Insurance provide coverage to an entity from non-media industry?

In today’s litigious society, most of entities and businesses prefer to be insured for the unforeseen, untimely accidents or financial crisis. In most cases either people are unaware of the need for a specific and obscure coverage called new media professional insurance or the insurance professionals themselves are not sure about the existence of the coverage. New media policy covers against liable, slander, defamation of character, copyright, trademark & patent infringement, personal injury liability, invasion of privacy claims resulting in financial crisis or personal injury.The advancement in technologies has given birth to new liabilities in the area of creating, storing, allocating and transmitting electronic information. These liabilities further gave birth to wide number of litigations. That is why the PII specialists have designed the new media professional insurance to overcome the financial consequences and personal injuries.


The new media policy provides similar protection to an individual from non-media industry but on a personal level. For example, even if your parent’s are insured and are quite regular in paying the policy payout they may get sued. Recently, daughter of an insured professional made weary comments on her math’s teacher that too online and not verbally. As a result the aggrieved teacher sued the parents and won his rewards.The need is to make proper inquiries related to coverages and rights comparing policy limits, deductibles and premiums before opting for any new media policy insurer.

Why does a Photographer need insurance cover?

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Unlike other freelancers or contractors, photography consultants do need to be protected by high-ranking professional indemnity insurance. Many times in order to facilitate your client with your job, you may cause huge or minimal damage to them and put yourself at risk. Our professional indemnity for photographers is meant to help you overcome your mistakes or misjudgments in such risky situations. Our photographers insurance is best suited to cover the costs of defending and/or settling the claim quickly by minimizing threat to you and your clients.


Our photographer PI insurance policies are ideal for amateur, commercial, portrait, professional, semi-professional, wedding, sharp shooter photographers and videographers. Our Photographers policy is meant to take care of your accountability to produce substandard work rather than a professionally standard one, for example if a professional fashion photographer misplaces the digital files from an expensive magazine shoot. Or, any footage of the D-day taken by a professional wedding photographer does not meet the expectations of bride and groom, or the film in the data card is either wiped up, lost or stolen. Our PI cover endows you with financial protection for your business in case of any damage done by you which is payable for example if you damage someone else’s assets during any photographic sessions conducted by you.


At CPA we provide specialist insurance for photographers from just £165 per annum, underwritten by Royal & Sun Alliance. Whatever your business insurance needs, we can offer you a tailored solution at low cost. Products available include photographer professional indemnity insurance, public liability insurance, employer liability insurance, business / equipment cover and much, much more. To get a cheap photographer insurance quote please click here and let us safeguard your future so you can focus on taking the perfect picture.

Why does a Photographer need insurance cover?

Unlike other freelancers or contractors, photography consultants do need to be protected by high-ranking professional indemnity insurance. Many times in order to facilitate your client with your job, you may cause huge or minimal damage to them and put yourself at risk. Our professional indemnity for photographers is meant to help you overcome your mistakes or misjudgments in such risky situations. Our photographers insurance is best suited to cover the costs of defending and/or settling the claim quickly by minimizing threat to you and your clients.

Our photographer PI insurance policies are ideal for amateur, commercial, portrait, professional, semi-professional, wedding, sharp shooter photographers and videographers. Our Photographers policy is meant to take care of your accountability to produce substandard work rather than a professionally standard one, for example if a professional fashion photographer misplaces the digital files from an expensive magazine shoot. Or, any footage of the D-day taken by a professional wedding photographer does not meet the expectations of bride and groom, or the film in the data card is either wiped up, lost or stolen. Our PI cover endows you with financial protection for your business in case of any damage done by you which is payable for example if you damage someone else’s assets during any photographic sessions conducted by you.

At CPA we provide specialist insurance for photographers from just £165 per annum, underwritten by Royal & Sun Alliance. Whatever your business insurance needs, we can offer you a tailored solution at low cost. Products available include photographer professional indemnity insurance, public liability insurance, employer liability insurance, business / equipment cover and much, much more. To get a cheap photographer insurance quote please click here and let us safeguard your future so you can focus on taking the perfect picture.