As a freelancer, business liability insurance is very important. Here are a few reasons that will help you evaluate your need for liability insurance for your business.
1. If you work from home, and client receives injury during a visit, you would be liable to pay for the medical bills.
2. If the products you sell cause physical harm to someone, you will need business liability insurance to defend you and your company in the lawsuit.
3. If you at work in client’s home and cause water flooding in the entire building, you will be responsible to pay huge compensations
4. During an exhibition, your booth falls down and crashes through the booth of antiques behind you, you would be paying more amount than that equivalent to replace them.
These risks need to be considered while doing freelance business. Business liability insurance is a low price to pay for the reassurance that a client won't be able to clean out your business and personal assets in a lawsuit. Covers are available for as low as £112 pa. Why delay, apply now for your business liability insurance. Contact us on 01480 470220 or email info@coulsonpritchard.com to know more.
Why does a freelancer need Business liability insurance?
